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One of the best ways to save money is by reducing a regular monthly expense.  If you look at your monthly budget, there are probably a lot of bills that you can be reduced very easily.  There are also a number of ways to reduce those bills.  To start, you need to identify one at a time that you can be focused on.

In these times, an internet connection is almost mandatory.  Whether for employment reasons, staying in touch with friends and family, or finances, many things depend on you being able to be online.  Plus, there is the entertainment factor that the internet provides.  For many of us, it really is a necessity. [click to continue…]



One of the easiest ways to save money is to cut down on expenses that are recurring.  When doing this, one simple cutback is multiplied because it is not only less that first day, but every day, week, or month after that.  This kind of savings can be in the form of monthly bills or just expenses that routinely come up on a regular basis.  You can easily see how a repeated cut can save you money for a long time, maybe even forever. [click to continue…]


Add To Your Income By Becoming A Writer


Everyone can use extra money from time to time.  There are ways to add to your income that do not inhibit you from doing your regular job or from your family life.  There are a lot of different ways to make extra money on your own time.  Finding one of those ways that work for […]

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Jumping On The $700M Bandwagon With Upromise, Even Without Kids


Have you heard of Upromise? I had never heard of it and yet it seems that many have, though out of the many that have, few are taking advantage of this great program that is run by the Federal Government through Sallie Mae. This explains why I have never heard of it, Sallie Mae is […]

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How To Make a Coupon Binder

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While the vast majority of people who use store coupons will only carry a few of them in purse or pocket, the dedicated coupon clipper needs a much better way to organize their money saving endeavor. A well constructed coupon binder gives many benefits to the person who wants to pump up their couponing to […]

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Homemade Valentine Gift Ideas

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The primary focus of Valentine’s Day is for couples to demonstrate their love for each other. Traditionally this is done by exchanging gifts and candy. While this holiday, like most others, has had a heavy element of commercialism overlaid on it, some of the most treasured gifts are those that have been lovingly handmade. For […]

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Coupon Strategies to Maximize Your Dollar

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Coupon clipping has evolved over the years from a simple way to save a dollar or two on your groceries to a complex industry. For the dedicated coupon clipper, the strategies developed to maximize savings have become many and varied. They require research and dedication as much as that required by full-time career jobs. Since […]

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Avoiding Money Leaks in Entertainment

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The old saying “All work and no play makes Jack a dull boy,” is a simple statement of a very powerful truth about human nature and mental health. Without the release that some form of entertainment provides, we can develop a number of debilitating conditions both physical and mental. Entertainment provides a stress release that […]

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Drawing Electricity From The Wind

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For the conservative and frugal home owner, any extra help with the required resources to keep it functioning is welcome. It is surprisingly easy and relatively inexpensive to convert the wind in the eaves into an extra line of electrical energy that comes completely free.

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Home Grind – The Art Of Making Your Own Flour

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Another quite small and frugal tool that can provide health benefits far beyond the modest monetary savings that can be had, is the grain mill. This simple grinder turns whole grains into flour for baking breads, pastries, and more in the “making it from scratch” kitchens.

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